# Earn on USDC: stable rewards from the Marinade vault

> Deposit USDC in the Marinade app, earn lending yield on Kamino through a RockawayX-managed strategy, and withdraw anytime — no lock-up, no exchange transfer, no swaps.

Canonical HTML: https://app.marinade.finance/learn/earn-on-usdc-vault/

Deposit USDC, earn yield, withdraw anytime — provide liquidity to Kamino Lend. Earn yield while staying on-chain, without swaps or exchange transfers.

[Start earning on USDC](https://app.marinade.finance/earn/usdc/)

## Why the USDC vault

**Growth without price swings.** Designed for predictable yield rather than volatile token exposure.

**Skip the exchange swap.** Deposit USDC and earn directly in the Marinade app. No need to go through an exchange.

**Powered via Kamino.** Lending to Kamino with RockawayX as risk manager, one of the most established managers on Solana.

## Deposit USDC and earn. Withdraw anytime.

The vault does the work. Deposit USDC and the vault automatically routes it to the best lending rates on Solana — no active management, no lock-up.

## From staked SOL to USDC vault in no time

Unstake from any validator instantly, receive USDC, deposit into the vault — all inside Marinade, no CEX needed. Staked SOL to earning USDC in under a minute.

## Built on proven infrastructure

The vault runs on the RockawayUSDC strategy — RockawayX is one of the most established risk managers on Solana, automatically routing between the best USDC lending rates on Kamino. Accessible through the Marinade app with no additional setup.

### How it works

1. **Deposit USDC.** You deposit USDC into the vault.
2. **Supplied to Kamino.** Deposited USDC is supplied to Kamino's on-chain lending markets through smart contracts.
3. **Rewards are generated.** Borrowers post collateral and pay interest. Yield is generated from lending demand and market utilization. APY fluctuates.
4. **Strategy is actively managed.** An external vault manager reallocates capital across lending pools in response to market conditions.

## Stable yield shouldn't mean extra steps or extra risk

**Withdraw anytime.** No lock-up, no cooldown. Your USDC is liquid — pull it out the moment you need it.

**RockawayX manager.** RockawayX has grown into a leading Solana-based crypto risk fund manager.

**Earn in what you hold.** Deposit USDC, earn USDC. No price exposure, no impermanent loss, no synthetic positions.

**Fully on-chain.** Everything runs on Solana. No custodians, no off-chain black boxes — your funds stay transparent and verifiable at all times.

**Unstake SOL and deposit to earn.** Unstake any validator, receive USDC, deposit — all inside Marinade. No CEX, no extra wallets, no waiting.

**Inside the Marinade app.** No extra protocols and swaps. The vault is accessible directly inside the Marinade app.